Rancho Santa Margarita North (R1) Homes under $1.25 million

Welcome to Rancho Santa Margarita North, a charming enclave nestled in the heart of Orange County, California. Known for its picturesque landscapes and family-friendly atmosphere, this vibrant community offers a perfect blend of suburban tranquility and urban convenience. With rolling hills, serene lakes, and lush parks, it’s no wonder that residents cherish the outdoor lifestyle that Rancho Santa Margarita provides.

For those seeking a dream home without breaking the bank, Rancho Santa Margarita North presents a fantastic selection of properties under $1.25 million. Here, you’ll find beautifully designed single-family homes, townhouses, and condos that cater to a variety of lifestyles and preferences. From spacious backyards perfect for family gatherings to modern interiors with the latest amenities, there’s something for everyone in this thriving community.

The area boasts excellent schools, making it an ideal choice for families. Residents can enjoy a wealth of recreational opportunities, including hiking trails, sports facilities, and community events that foster a strong sense of belonging. The nearby Rancho Santa Margarita Lake is a favorite spot for picnics and leisurely strolls, while the vibrant shopping and dining scene offers plenty of options for entertainment.

Whether you’re a first-time homebuyer or looking to upgrade, Rancho Santa Margarita North is a hidden gem that promises a fulfilling lifestyle. With homes under $1.25 million, now is the perfect time to explore the possibilities and make this wonderful community your new home. Embrace the charm and convenience of Rancho Santa Margarita North—you won’t be disappointed!

Newest Rancho Santa Margarita North (R1) Homes under $1.25 million

$468,000

1 Beds ⋅ 1 Baths ⋅ PW26215818 MLS ⋅ Active Status

Welcome to this charming one-bedroom, one-bathroom lower-level condo in the highly sought-after Belflora and SAMLARC community of Rancho Santa Margarita. A spacious covered patio welcomes you home and provides the perfect spot for morning coffee, outdoor dining, barbecues, or simply relaxing. Inside, the bright and inviting living room flows into the dining area and kitchen, featuring quartz countertops, white cabinetry, and recessed lighting. The spacious bedroom offers a generous walk-in closet, while the updated bathroom features a custom tile walk-in shower with glass enclosure, updated fixtures and lighting, and a distinctive river rock sink. Additional highlights include a new A/C system with Nest smart thermostat, new tankless water heater, neutral paint throughout, private laundry just off the patio, and a covered carport conveniently located across from the unit. Enjoy access to community parks, pools, and recreational amenities, all within walking distance of Rancho Santa Margarita Lake, the Lago Santa Margarita Beach Club and Lagoon, shopping, dining, entertainment, and everyday conveniences. A wonderful opportunity to enjoy the best of Rancho Santa Margarita living! Obs: Some photos were enhanced with AI

9 De Lino, Rancho Santa Margarita

31 Calle Melinda, Rancho Santa Margarita

$1,150,000

3 Beds ⋅ 3 Baths ⋅ OC26215198 MLS ⋅ Active Status

******Charming LAKE FRONT HOME at Lake Rancho Santa Margarita! Sellers Are Motivated And The Price Is Amazing For a Lake Front Location! Seriously Don't Wait To Check It Out! This Townhome Has 3 Bedrooms and 2.5 Baths (1,758 Square Feet). Besides The Great Location, Buyers Will Enjoy The Serene Surroundings In This Exclusive Neighborhood! It's Like You Are Living In a Resort Area! Enjoy The Beautiful Trees! This Home Has Direct Access 2-Car Garage, and a Spacious Driveway! Going for a walk around the Lake is effortless! just unlock Your Backyard Gate, Take a Few Steps And You're There! The Quiet Backyard is Lovely and a Great Place To Relax and Enjoy The View! Kitchen Can Accommodate Two Chefs Cooking Delicious Foods Simultaneously! New Range Hood in The Kitchen and Fresh Paint Throughout! Warm and Elegant Vinyl Flooring Throughout! Here Are Some Other Added Improvements: New Top Quality "PELLA" Windows, New Air Ducts As Well As New Attic Insulation. Fully Remodeled Master Bath With QUARTZ Countertop! and a Soaking Tub, a Light Up/ Anti Fog Bathroom Mirror just to name a few! Updated Garage With a Beautiful Brand New Sectional Garage Door & Epoxy Garage Flooring. Added Safety With a Smart Lock (on Front Door), New Modern Toilet w/Bidet in Powder Room Downstairs. The Balcony Upstairs Off the Master Suite Is The Best Place To Relax, Unwind and Enjoy the Gorgeous Views! Just a Few Steps Down Your Street You'll Find the Community Pool and SPA Waiting For You! On The Fourth of July Your Family and Friends Will Be Thrilled When Watching The Amazing Fireworks From The Backyard or The Balcony! Good Schools Are Nearby Too and So Are The Shops and Parks, Restaurants and the Beach Club!!!

31 Calle Melinda, Rancho Santa Margarita

$699,900

2 Beds ⋅ 2 Baths ⋅ OC26215370 MLS ⋅ Coming Soon Status

Entertainer’s Dream! Highly Upgraded And Extremely Well Cared For Lower-Level End Unit In Brisa Del Lago II. 2 Bedrooms, 2 Bathrooms, 1-Car Attached Garage With Epoxy Floor, Plus 1-Car Detached Garage #76. Newer Roll-Up Garage Doors And Storage Racks Included. Brand-New Kitchen Completed October 2026 Featuring Quartz Countertops, New Cabinetry And New Vinyl Plank Floors. New Baseboards, Crown Molding, Striking Marble Fireplace With Custom Fireplace Mantle, Custom Built-In Cabinet For Electronics, And Newer Interior Doors And Casings Throughout. Relaxing And Inviting Rear Patio With Spanish Pavers, Built-In BBQ, Sink, Refrigerator, Storage Cabinet, Drip System And Custom Accent Lighting. Gorgeous Remodeled Primary Bathroom With Slate Walk-In Shower, Marble Vanity And Custom Medicine Cabinet, Free-Standing Vessel Sink And Mirrored Closet Doors. Newer A/C And Furnace, New Water Heater, New Windows, Plus 2 Sets Of French Doors With New Dual-Pane Glass And Vanishing Screens. No Expense Spared Here! Beautiful Community Pool, Spa And Picnic Area. Rancho Santa Margarita Residents Enjoy The Beautiful RSM Lake, Beach Club, 13 Parks, Playgrounds, Community Pools, Sports Courts, Hiking And Biking Trails. Just A Few Blocks From O’Neill Regional Park, Nearby Top-Rated Schools And Easy Access To The 241 Foothill Transportation Corridor.

2 Dianthus, Rancho Santa Margarita

$1,249,000

3 Beds ⋅ 3 Baths ⋅ OC26213818 MLS ⋅ Active Status

Located in the highly desirable Melinda Heights community of Rancho Santa Margarita, this beautifully maintained 3-bedroom + loft, 2.5-bath home offers approximately 2,018 square feet of living space on a ~5,200 square foot lot. Exceptional curb appeal, a three-car garage, and pride of ownership welcome you from the moment you arrive. Inside, you'll find soaring ceilings, abundant natural light, crown molding, recessed lighting, and stylish flooring throughout. The functional floor plan features formal living and dining areas, a separate family room with custom built-ins and fireplace, and a spacious kitchen with white cabinetry, granite countertops, stainless steel appliances, ample storage, and a sunny breakfast nook. Upstairs, the versatile loft is ideal for a home office, media room, playroom, or potential fourth bedroom. The spacious primary suite offers a walk-in closet and en-suite bath with dual vanities, soaking tub, and separate shower. Two additional bedrooms and a full bath complete the second level. The private backyard is perfect for entertaining or relaxing, featuring an in-ground spa, patio area, and low-maintenance landscaping. You'll love the 3-car garage with extensive built-in cabinetry and SwissTrax flooring. Additional highlights include leased solar panels for energy efficiency and an indoor laundry room. Conveniently located near Melinda Heights Elementary, parks, hiking and biking trails, shopping, dining, RSM Lake, and Rancho Santa Margarita's outstanding community amenities.

24 Via Gatillo, Rancho Santa Margarita

103 Camino Del Oro, Rancho Santa Margarita

$695,000

2 Beds ⋅ 2 Baths ⋅ OC26209618 MLS ⋅ Active Status

Welcome to this light and bright end-unit townhome, ideally located in the desirable and peaceful Cabo Vista community. This home offers a welcoming blend of comfort, style, and privacy. The entry from the attached garage leads directly into the home and opens to soaring ceilings, an open floor plan, and a cozy fireplace that creates an inviting focal point. The spacious kitchen showcases elegant white and gray marble countertops, along with a convenient walk-in pantry that includes a stackable washer and dryer. Beautiful wide-plank wood flooring has been installed throughout the home, creating a warm and contemporary feel. The primary suite features a high vaulted ceiling and walk-in closet. The upgraded primary bathroom offers dual sinks, a large walk-in shower, and stylish, updated fixtures and tile. Upstairs, you'll find a second bedroom/loft with a full bathroom, providing a versatile space that can also be used as a home office, guest room, or additional living space. The attached garage provides direct access into the home for added convenience. The community has also been upgraded with PEX piping. Residents can enjoy the community pool and spa, complete with a BBQ and picnic area. The well-maintained Melinda Heights neighborhood offers an excellent location with convenient access to shopping, dining, recreation, major roads, and nearby attractions. Enjoy all that Rancho Santa Margarita has to offer, including the lake, clubhouse, beach club, four pools, basketball and tennis courts, multiple parks, ball fields, trails, and bike paths. The home is also conveniently located near the toll road and golf courses, approximately 15 minutes from Irvine Spectrum and 25 minutes from Dana Point Harbor. A wonderful opportunity to enjoy comfortable Southern California living in a beautifully maintained community.

103 Camino Del Oro, Rancho Santa Margarita

$719,900

2 Beds ⋅ 2 Baths ⋅ OC26209732 MLS ⋅ Active Under Contract Status

Coming Soon! Adorable and highly upgraded single-level home with an open floor plan, featuring 2 bedrooms, 2 bathrooms, and a 2-car attached garage with epoxy floors, plenty of storage cabinets, and a ceiling storage rack. The beautifully remodeled kitchen features new cabinetry, increased storage, quartz countertops with an enlarged subway tile backsplash, and newer stainless steel appliances. The remodeled primary bathroom features a new vanity and an eye-catching walk-in shower with a built-in bench. Additional upgrades include new waterproof laminate flooring throughout and fresh interior paint. The unit has been repiped for added peace of mind. The HVAC system was replaced approximately 4 years ago, and the home also features new windows and two new sliding doors, a new electric fireplace, and a charming wraparound patio perfect for outdoor relaxation and entertaining. Enjoy abundant guest parking in addition to the 2-car attached garage. Ideally located within walking distance to Altisima Park and Melinda Heights Elementary School.

58 Mira Mesa, Rancho Santa Margarita

$1,149,000

4 Beds ⋅ 3 Baths ⋅ OC26205792 MLS ⋅ Active Status

Welcome to this beautifully upgraded 4-bedroom, 2.5-bathroom home offering nearly 1,800 square feet of stylish and comfortable living space. From the moment you arrive, the pride of ownership is evident with fresh interior and exterior paint and an impressive list of thoughtful upgrades throughout. At the center of the home is a stunning oversized kitchen designed to impress, featuring upgraded tile flooring, painted cabinetry, stainless steel appliances, a custom backsplash, and beautiful stacked-stone accents extending into the pantry. The open, spacious design creates an inviting setting for everyday meals and entertaining. Upstairs, discover generously sized bedrooms, new carpet, mirrored closet doors, and the convenience of an upstairs laundry area. The spacious primary suite offers a walk-in closet, dual vanities, and an upgraded shower door, creating a comfortable and relaxing retreat. The upgrades continue throughout the home with crown molding, upgraded baseboards, a newer downstairs vanity, an upgraded water heater, and a finished garage complete with epoxy flooring and abundant overhead storage cabinets. Step outside to your own private backyard oasis, featuring an outdoor barbecue patio that’s perfect for weekend gatherings, al fresco dining, or simply relaxing with family and friends. Beautifully maintained and thoughtfully upgraded, this home combines modern style, functionality, and exceptional indoor-outdoor living. With its spacious floor plan and extensive improvements, this is a home you’ll want to see in person! Access to Rancho Santa Margarita's master-planned community amenities like the beach club, lake, tennis courts, water park, trails, and much more are included with your HOA dues. No Mello Roos! Tax rate is about 1.01%!

36 Ametrine, Rancho Santa Margarita

28 Pica Flor #44 Unit 44, Rancho Santa Margarita

$515,000

2 Beds ⋅ 2 Baths ⋅ PW26205902 MLS ⋅ Active Status

Ground floor unit in the desirable Las Flores II Community. Walking distance to top rated schools, O'Neil Regional Park, Rancho Santa Margarita Lake, shops, and restaurants. Residents enjoy access to the SAMLARC beach club, pools, and tennis courts. This home features spacious patio facing the trees, not neighbors; laminate wood floors, a master bedroom with its own private bathroom and vanity, and both bedrooms offers plenty of closet storage. An assigned carport and one parking permit are included. NOTE: Please park on the streets.

28 Pica Flor #44 Unit 44, Rancho Santa Margarita

$949,700

3 Beds ⋅ 3 Baths ⋅ OC26205654 MLS ⋅ Active Status

Welcome Home! This home is STUNNING. An exceptionally gorgeous & spacious end unit townhome, in the pristine Terracina community in the heart of town! Lots of extra street parking behind home - literally steps away. Beautiful 2 bedrooms plus a large loft (can be converted to 3rd bedroom) end unit townhome (sharing ONLY 1 wall with a neighbor) is rarely on the market! Tall entry door opens to a spacious living with soaring ceiling, gas fireplace, and glazed windows filling the room with natural light and airy feeling. Sliding glass door to the outdoor patio, a lovely patio to relax at the end of the day. There isn't a SQUATE INCH of SPACE WASTED Anywhere. The Kitchen? If a picture is worth a thousand words, there isn't enough space here to give it justice. We invite you to see the pictures. A chef's DREAM! Inside laundry room and an extra storage space under a staircase. Spacious Primary bedroom upstairs has a walk-in closet, ceiling fan, wall window shutters. Large open loft is perfect as a workplace, playroom exercise room, or can be converted to a 3rd bedroom… Two Car Garage, newer garage door with plenty of cabinets, newer LifeSource whole house water purification system, complete RePipe. The Terracina homes are ideally located within walking distance to beautiful RSM Lake, Central Park where the summer concerts and other community events take place, array of restaurant options ranging from high end to fast food, Cinepolis movie theatre, Shopping, Pickle Ball, library, Parks. The SAMLARC amenities includes the beach club lagoon at RSM lake which has a beach volleyball, water toy rentals, hiking trails, 4 Junior Olympic sized pools, 12 parks, and much more! LOW HOA, NO MELLO-ROOS, FHA AND VA APPROVED!! You don't want to miss the opportunity to own a home in this beautiful community. You'll Never Find a Better Location, LOCATION, L O C A T I O N!!!!!

45 Via Vicini, Rancho Santa Margarita

$814,999

2 Beds ⋅ 3 Baths ⋅ OC26203900 MLS ⋅ Active Status

When you walk into this inviting 2 bed, 2.5bath home, you will find comfort in the open floor plan, natural lighting, and the charming upgrades. Luxury vinyl plank flooring flows throughout the main living spaces, creating a clean and cohesive feel. The upgraded kitchen offers a functional space for everyday cooking and entertaining. You'll also find additional features, such as whole house water filtration system, tankless water heater, new ducting, and and updated HVAC system. With a two car garage, convenient parking and storage is always available. This home is located close to shopping, grocery stores, hiking and biking trails, and offers easy access to everyday essentials and outdoor activities. Weekends are a delight with a charming bi-weekly farmers market by the lake, and the city hosts vibrant summer concerts at the local park just a walk away. With convenient access to the freeway and toll road, commuting throughout Orange County is effortless. This is a great opportunity to enjoy a well-maintained home in a peaceful neighborhood with features that make everyday living comfortable and convenient.

105 Via Vicini, Rancho Santa Margarita

$525,000

2 Beds ⋅ 2 Baths ⋅ OC26203359 MLS ⋅ Active Status

There's a version of condo ownership that feels like a series of small compromises - the kitchen that almost works, the walls that carry every sound, the laundry setup that never quite keeps up. 7 Rosa was renovated specifically to solve for all of that. The kitchen is unrecognizable compared to others in the building - expanded in every dimension, with full-size appliances and storage that reflects how people actually cook and live. Walls throughout have been triple-soundproofed, the windows upgraded, and the result is a unit that stays remarkably still and private regardless of what's happening around it. A new HVAC system, recessed lighting, upgraded plumbing fixtures, and ultra-quiet exhaust fans complete a renovation that treated no detail as too small to get right. The location within the community adds to that sense of calm - upper level, perimeter-facing, with no neighbors above and a carport that sits at the foot of the walkway. RSM Lake, the trails, the town center, and everything that makes this community worth living in are all within easy reach, without any of the noise or congestion that comes with being at the center of it. SAMLARC membership brings access to the beach-club lagoon, pools, parks, sports courts, and a full calendar of community events. Some homes are updated. This one was genuinely improved.

7 Rosa, Rancho Santa Margarita

$589,000

2 Beds ⋅ 2 Baths ⋅ OC26200311 MLS ⋅ Active Status

Welcome to this beautifully maintained 2-bedroom, 2-bathroom condo in the desirable, family-friendly community of Rancho Santa Margarita. This inviting home features beautiful rustic-style wood flooring, a well-appointed kitchen with granite countertops, a custom buffet area, and a charming farmhouse sink. The property also offers a convenient attached one-car garage with custom overhead storage racks for added organization and functionality.Enjoy an exceptional lifestyle with access to two community pools, two tennis courts, a soccer field, basketball court, and multiple playgrounds. Residents also enjoy access to Rancho Santa Margarita Lake and its private beach areas. Ideally located within walking distance to the community pool, movie theater, restaurants, Beach Club, and easy access to shopping, dining, parks, and recreation. A wonderful opportunity to enjoy comfortable living in one of Rancho Santa Margarita’s most desirable communities!

30 Leonado, Rancho Santa Margarita

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.